Sold Endowments - no tax to pay ?

The crucial term is 'qualifying'. If they are "qualifying policies" according to HMRC, then there is no tax liability attached.

The endowment company are best placed to tell you whether they are qualifying or not. IME almost all of them are.

thanks

when i get thru the 5 million questions from the call centre and then get sent back to the UK as its a specialist area , i'll ask them

thats meant at them not you - good you pointed that out

I only know because I've been going through the same pain recently...

I've also been to the HMRC 'Helpline' quite afew times. I've yet to find a question the first-line staff can answer - it *always* needs to be referred to a 'technical adviser' - and one is never available until I phone back a few times...