UK Finance Discussions

Another free credit report

A free credit report online is available from http://www.annualcreditreport.co.uk/ Easy to do, no cost, they send a pas...

0 comments posted 19yrs

posted by nbkm57

0 comments posted 19yrs posted by nbkm57

Disaster between exchange of contracts and completion

What happens if you are afflicted by a diasaster (loss of job, accident etc.) between exchanging contracts on a propert...

4 comments posted 19yrs

posted by whitely525

4 comments posted 19yrs posted by whitely525

Mortgage question

If a lender offers you 85% mortgage - is this of the valuation or of the purchase price? Ie If they value a house at £1...

1 comments posted 19yrs

posted by Zed

1 comments posted 19yrs posted by Zed

Credit card interest charges - can any help?

Hi all, A colleague and I have been discussing a way to find out the monthly interest rate charged by a credit card com...

7 comments posted 19yrs

posted by googlegroups

7 comments posted 19yrs posted by googlegroups

In-Specie Transfers

Hello I'm considering transferring my personal pension funds to a Sippdeal SIPP and am currently working my way through...

13 comments posted 19yrs

posted by Jeff_nospam_for

13 comments posted 19yrs posted by Jeff_nospam_for

Pension. When to take, what to do.

A relative is within 2 years of retirement. He has multiple pensions (3?) with different firms. Private and Company. I...

2 comments posted 19yrs

posted by toad_oftoadhall

2 comments posted 19yrs posted by toad_oftoadhall

Tax costs of selling inherited house ?

OK, not purely a legal question, but there isn't a uk.tax group... Anyone give me a pointer here? I?ve read the info on...

12 comments posted 19yrs

posted by no_spam

12 comments posted 19yrs posted by no_spam

Self employed with PAYE

I'm thinking of buying and selling some things on eBay. This would probably just be an experiment with very little prof...

9 comments posted 19yrs

posted by donna

9 comments posted 19yrs posted by donna

Reverse Charge/VAT

Hi, I am a small computer related U.S. based business that might have a potential client in the UK. The issue of VAT an...

1 comments posted 19yrs

posted by emlmar

1 comments posted 19yrs posted by emlmar

How to remortgage

Have got three mortgages (additional borrowing for extensions etc) with the Nationwide. One is at 4.09% until Sept 08,...

12 comments posted 19yrs

posted by nospam

12 comments posted 19yrs posted by nospam

K income tax code

As a result of a c*ck up by my employer administering my paye income tax I owe the IR 2200. They have given me a tax co...

22 comments posted 19yrs

posted by nospam

22 comments posted 19yrs posted by nospam

Salary paid to wife

If self employed man pays his wife a small monthly salary for part time clerical duties, is it necessary to complete a...

42 comments posted 19yrs

posted by rosie.1.eeyore

42 comments posted 19yrs posted by rosie.1.eeyore

Inheritance tax on gifts

A hypothetical case:- My wife transfers 100,000 from a savings account in her name to our joint current account. I then...

9 comments posted 19yrs

posted by find

9 comments posted 19yrs posted by find

Tax refunded in the year

I am self employed and filling in box w85 of the tax calculation guide (or box 20.1 from main tax form). It wants my ta...

1 comments posted 19yrs

posted by davesmith2020

1 comments posted 19yrs posted by davesmith2020

Very Basic Tax Question

I earn about £36k. My tax code is 492L. Am I a basic rate taxpayer? The way I understand it is that the 40% band starts...

4 comments posted 19yrs

posted by ed_zep

4 comments posted 19yrs posted by ed_zep