Best type of investment plans for an S-corp officer

Any ideas? I don't think SEP qualifies, but I had looked into it. Not sure about a standard 401K either.

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Is that officer taking W-2 income from the S-Corp? If so, a SEP-IRA is perfectly acceptable. The Solo 401k (search for that term) also works and may allow you to put more money into the plan.

See, for example, at Fidelity:

or which has info about the four main options available: Individual 401k, SIMPLE, SEP-IRA and Defined Benefit There are different circumstances under which any one may be better than the others.

Yes, the officer receives W-2 income and is registered with the ESC as an employee of the corporation.

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Again, the details of the situation make a difference. How many other employees there are, the profitability of the corp, etc.

All the different options have different caps on how much can be contributed (ie. SEP-IRA up to 25% of employee salary,

Do a little reading on some of these basic, knowing that these are the four main options available - and then talk to your accountant. Unless it's something really really simple (ie. it's just you, or you and one other employee), it's likely too complex a decision to be made based on a couple of posts to the newsgroup.

FWIW, the SEP-IRA is probably the easiest and cheapest option to administer and it's very popular for sole proprietorships. The Individual 401k is gaining in popularity, since it may allow a greater amount of money to be put away, especially in proportion to earnings. SIMPLE is very helpful if you have a handful of employees and want to make something available to all of them with very low management overhead. That's the shortest summary, I can manage.