I'm in my early 30s, unmarried and live an extremely frugal life. I basically save 90% of my paycheck and my net worth is around $700K with no debts.. I do enjoy life and travel etc., but I know how to do so very cheaply. In other words I live a very respectable life, I just know how to find really good deals to save money. For example, one of my hobbies is accumulating free frequent-flier airline miles without actually flying through credit card offers. I now have enough airline miles to travel around the world 10 times for free.
Some may call me cheap, but I think of myself as smart I don't waste money on purely materialistic things like luxury goods. My priorities are education, culture, and helping people.
I figure if I continue with this lifestyle, in the next 40 years I will amass quite a small fortune. At this point I'm not a big fan of giving money to charities. I prefer to give them my time, as I have volunteered for many over the past years.
What do you think I should do? Keep living this frugal life or start spending my money? But what to spend it on? I know this may sound like a rambling, but I'd be curious to hear any advice you may have. I'm sure things look a lot different when you get older than they do when you are in your early 30s.