my rate factor is .03235 for 36 month lease what is my interest rate ?

cost of item: $26500 lease term 36 months $ 1 buy back at end of lease rate factor: .02325
what is my annual interest rate ?
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"herman" wrote in message news:522f7$5318e9c7$41b57997$ snipped-for-privacy@news.flashnewsgroups.com...
Post says "rate factor: .02325"
Header says "rate factor is .03235"
Which rate factor is to be used?
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