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A New York Times letter-to-the-editor writer commented further today:"There are two areas where further inquiry would be useful... One is
401(k) plans invested in funds of funds, usually owned by the plan provider, that create superfluous portfolio management fees. Another is so-called target-maturity portfolios, which are being promoted as a way to relieve the account holder of investment decisions, but do little more than increase fees by frequently changing the investment mix."
Joetaxpayer, if you are in need of a topic sometime for your blog, maybe this would be an article to mention and parse a bit?