Hello All,
I have questions about hard credit inquiries and your credit score.
- How long do hard credit inquiries stay on your credit report? Is it 2 years or something else?
- I heard that only hard credit inquiries from the previous 6 months count on your credit score. Is this true?
- If #2 is true, does this mean that they ignore any hard credit inquiries on your credit report that are 6 to 18 months old when calculating your credit score?
Thanks!