I've just been given my credit score from Experian - they gave me a 793, which apparently is not good. I suspect that part of the reason my score is low is because I'm not on the Electoral Roll. The problem is I'm not a UK citizen and therefore not entitled to vote.
The report also shows that I've never been late on paying any of my accounts. Is there anything else I can do to help improve my rating?
| In that case, you don't have a hope in hells chance... try marrying a | english person and go from there!
I don't think that's exactly true. I've already been here 4 years - if I'm not mistaken in one more year I can apply for residency and then naturalization ;-)
Yes you can, but before going that route, check with US Consulate about retaining your American citizenship. While US acknowledges dual or multiple nationality nowadays, I'm not sure about your position when swearing allegiance to a foreign head (the Queen), which you are obliged to do publicly at citizenship ceremony upon naturalisation. Being a foreign national and therefore not on electoral register (not a 'roll') doesn't mean you can't get credit. I'm sure Mr al-Fayed has a walletful of platinum cards!
That's not a problem. I'm a US citizen, living in Canada. I was able to become a Canadian citizen a few years back. This included swearing allegiance to Canada and to HM the Queen (albeit , as Queen of Canada).
A routine oath of allegiance to a foreign country or monarch does NOT affect US citizen unless done with the intention of giving up US citizenship. The US State Department's administrative standard is that acquiring another nationality or routine oaths of allegiance are done with the intent of keeping US citizenship. So, it's not a problem.
The original poster may want to look at the following website, written by an American who became a Canadian and who now holds both citizenships.
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Stephen Gallagher
P.S. Oh, and I'm a British citizen too, but that's another story. ;-)
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