Credit Score

I've just been given my credit score from Experian - they gave me a 793, which apparently is not good. I suspect that part of the reason my score is low is because I'm not on the Electoral Roll. The problem is I'm not a UK citizen and therefore not entitled to vote.

The report also shows that I've never been late on paying any of my accounts. Is there anything else I can do to help improve my rating?

Reply to
Dave
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Without a hint of irony, "Dave" astounded uk.finance on 12 Aug 2004 by announcing:

Stay at your current address.

Reply to
Alex

I'm not a UK citizen either, but I'm entitled to register and vote in Local elections. Are you an EU or Commonwealth citizen?

Shano

Reply to
Shano

| I'm not a UK citizen either, but I'm entitled to register and vote in | Local elections. Are you an EU or Commonwealth citizen? |

I'm American.

Reply to
Dave

In that case, you don't have a hope in hells chance... try marrying a english person and go from there!

Reply to
jpdal5921

| In that case, you don't have a hope in hells chance... try marrying a | english person and go from there!

I don't think that's exactly true. I've already been here 4 years - if I'm not mistaken in one more year I can apply for residency and then naturalization ;-)

Reply to
Dave

Yes you can, but before going that route, check with US Consulate about retaining your American citizenship. While US acknowledges dual or multiple nationality nowadays, I'm not sure about your position when swearing allegiance to a foreign head (the Queen), which you are obliged to do publicly at citizenship ceremony upon naturalisation. Being a foreign national and therefore not on electoral register (not a 'roll') doesn't mean you can't get credit. I'm sure Mr al-Fayed has a walletful of platinum cards!

Alec

Reply to
Alec

This is considered a minor issue by most financial companies. See past posts on the subject

Daytona

Reply to
Daytona

There's nothing natural about Americans! ;-)

Reply to
D.A.L.

That's not a problem. I'm a US citizen, living in Canada. I was able to become a Canadian citizen a few years back. This included swearing allegiance to Canada and to HM the Queen (albeit , as Queen of Canada).

A routine oath of allegiance to a foreign country or monarch does NOT affect US citizen unless done with the intention of giving up US citizenship. The US State Department's administrative standard is that acquiring another nationality or routine oaths of allegiance are done with the intent of keeping US citizenship. So, it's not a problem.

The original poster may want to look at the following website, written by an American who became a Canadian and who now holds both citizenships.

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Stephen Gallagher

P.S. Oh, and I'm a British citizen too, but that's another story. ;-)

Reply to
Stephen Gallagher

I did not know you could get a number score from one of the reference agencies. When did this occur?

Reply to
Kublai Khan

Without a hint of irony, "Kublai Khan" astounded uk.finance on 13 Aug 2004 by announcing:

Quite recently; it's a new service.

Reply to
Alex

Except if you want a US Security Clearance. These are not granted to people with dual-citizenship.

Reply to
Ben Blaney

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