<https://meyersmoney.wordpress.com/2015/03/14/how-are-social-security-benefits-computed-and-what-are-wep-and-gpo/ Debunks a few myths about Social Security up front, then demonstrates how basic benefits are computed. (Folks are often shocked by how steeply /progressive/ the benefits are -- SS replaces most of the income for lower-earning folks, but a much lower percentage for higher-earning folks).
Also discusses WEP and GPO -- the Windfall Elimination Provision (which typically affects teachers and others who had non-SS-covered earnings - i.e., folks with separate pensions) - and why the WEP isn't nearly as unfair as certain organizations keep trying to paint it; as well as the GPO - the Government Pension Offset - which, similarly, is often painted, similarly, as highly unfair.
Any feedback always very much welcome.
[Yes, sorry, moderation has been somewhat slack lately -- a couple of posts took me a good while to approve. But mostly, the newsgroup has just been /very/ quiet for a while. Certain regulars are auto-approved. Pretty much anyone who's demonstrated to my satisfaction that he's not a spammer or a 'bot will get added to the auto-approve list. You all would be shocked at how much spam gets filtered out...]