stupid question

Apr 05, 2007 2 Replies

i saw a bank offering: "4.75 percent for three-month term deposits" does this mean that if $10,000 is deposited, three months later i would have $10,475? thank you- go solar



No. You would have somewhere around $10,119 depending on how it is compounded. Here is a handy CD calculator

Keep in mind the 4.75% is an annual yield, so if you are keeping the money invested for 3 months, you would only get a fourth of that.

It's most likely an annual percentage rate.

Join the Discussion

Have something to add? Share your thoughts — no account required.

Didn't find your answer?

Ask the community — no account required