Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
401k
My car broke down and I am needing money to fix it. Is thier anyway to borrow against my 401k or get enough money out to fix it? I know about the penaltys but right now if I dont get it fixed then I...
2
2
 
free "annual" credit reports...
i read everywhere that you can get one free "per year" from each of the 3 companies but is it "per year" or "per calendar year"? (using I started getting one every 4 months or so, using a different...
4
4
 
Financial Institution advertised with a Bull
What is the name of the financial institution advertised with a Bull?
1
1
 
Consolidate Portfolio?
My wife and I are both 74 are in the process of rebalancing our portfolio. The investments are as follows T Rowe Price 60% six funds Rollover IRA's Fidelity 15% two funds IRA's Vanguard 15% four index...
3
3
 
Asset Allocation question
I have $8700 left over from a custodial account with Morgan Stanley and am considering transferring it to Vanguard to start a Roth IRA. My "advisor" at MST has not been very helpful, plus I heard good...
8
8
 
Pros and Cons of Index Funds?
Can folks please discuss the pros and cons of index funds? My research thus far shows that they are a good investment. However, I have heard from some posters that say they stay away. Thank you.
13
13
 
Does this guy have enough to retire?
OK I have this friend who constantly worries about his retirement. So I took a look at his finances. He is married and 60 yr old. Can retire now but would more likely to retire in 2 years. His house...
5
5
 
How to calculate retirement $
I am a little confused on how to calculate TOTAL $ needed for retirement. How do you include pensions and SS (and yes, I believe we have nothing to fear, but fear itself) into the figure? I have read...
13
13
 
How to start a charitable foundation in USA
Hello I usually contribute some amount (2-3K per year) to charitable organizations, but want to do something closer to my heart, i.e setting up a library in USA dedicated to my native language from...
3
3
 
Questions about hard credit inquiries and your credit score.
Hello All, I have questions about hard credit inquiries and your credit score. 1. How long do hard credit inquiries stay on your credit report? Is it 2 years or something else? 2. I heard that only...
 
Student loan default
Retired person drawing state pension and social security. They have large student loan. I seem to recall a court test recently whereby if defaulted, student loan folks could take up to 15% of Social...
1
1
 
Check Cashing Stores
All, A friend of mine has gotten himself into a lot of financial trouble mainly to do with a drug habit. I have learned that in order to support his drug habit, he was using the services ot two...
3
3
 
Newbie commercial loan post
I'm sorry if I'm in the wrong group, I can't find any others that may deal with this topic. 2 partners and I have applied and been granted a SBA loan through a local bank. We then needed a larger...
9
9
 
what to do if the dollar falls?
There was an interesting article on Yahoo Finance today which I'm sure many folks here must have read: "While some people do become richer in this system, funny money actually punishes working people...
10
10
 
cd's & taxes
hi, im thinking about doing some simple investing. cd's. my question is does one hae to pay taxes on it and if so when. + how do i find out what the tax rate is for my state and investment amount?...
4
4