Latest threads in Financial Planningshow only best voted threads
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Limited liability for a financial advisory business
I am starting a financial advisory business. At this point, I plan to have a newsletter to which people can subscribe, and in which I will give financial advice. Down the line, it is possible that I...
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15 years ago
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L/T Capital Gains Tax Exemption
According to this month's AARP magazine, Congress is allowing (through 2010?) a tax break on securities held longer than one year, to couples with incomes less than $65,100. I am thinking I could take...
4
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15 years ago
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4 | |
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American Funds Capital World G/I A
Any thoughts on this fund? My broker wants me to put $20,000 into it. I know it has been down this year (like almost all funds it seems). I have $45,000 that has built up over the past 18 years in...
4
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15 years ago
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Church pledges
I realize that the following is technically a legal question, but it is also a financial planning issue. So here goes. A decedent's Personal Representative is required to settle all outstanding debts...
4
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15 years ago
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Fannie & Freddie
Does the takeover/bailout affect GNMA funds? If so, how? I don't own any such funds, by my mother's income, while she lived, was dependent on a GNMA fund, so I am curious. Elizabeth Richardson...
1
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15 years ago
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Calculating a present value in a pension?
For purposes of creating a personal balance sheet, how does one represent the present value of a future defined-benefit pension? The pension, a multi-employer Taft Hartley plan, will pay a monthly...
4
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15 years ago
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4 | |
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Hi-rate online savings account allowing 3 owners?
My mom just closed on her condo. She already has investments that she has (unfortunately) been selling for living expenses. Because of a generous unlimited LTC policy, the cost of living in her ALF is...
2
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15 years ago
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Are fund managers worth their salt?
I notice most fund managers have fancy corporate titles or Ivy league degrees but have very little street smarts business experience. They typically have climbed to the top of the ladder of investment...
2
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15 years ago
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2 | |
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Where to invest my SEP?
Thanks to all the fantastic replies , I went ahead and opened a SEP with Fidelity. Based on my business income I calculated I can invest 8k per year. I would like to put in something aggressive as my...
5
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15 years ago
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5 | |
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Early retirement
I'd like to see comments on the issue of early retirement. First, consumers in their 50s and 60s spend more on healthcare than youngsters, so they will need a good insurance policy. Around here that...
23
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15 years ago
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Calculating rate of return from a stream of investments
Hi, Suppose you are investing several times into a single stock, mutual fund, etc. What is the proper way of calculating the interest rate? How would one annualize it? What is the name for this...
3
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15 years ago
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3 | |
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Estate account and FDIC
My wife very recently passed away and I am going to have to set up an estate account for a year or two. Not a large estate but definitely well over the FDIC 100k individual insurance limit. I don't...
4
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15 years ago
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upon death - what happens to your accounts
we were chatting with some extended family members, and was wondering about some death issues... So - what happens when a person dies with respect to their accounts. Not related to taxes... but you...
7
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15 years ago
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Tax planning-questions
I have been researching my personal income taxes. What I had in 2007, what I will have in 2008, and some go forward issues. Some questions and comments 2007 AGI 103k taxable income 63k federal tax...
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15 years ago
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What assumptions to make about future tax rates?
I'm facing a sticky problem. I've been a good saver all my life, and as a result I have a great deal of money in traditional IRAs. I'm age 75 and as a result taking out RMDs on these IRAs. These RMDs...
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15 years ago
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