Financial Planning

529 distribution after the fact

Well, I don't really want to go into how this happened (because it would expose my incompetence), but here's the situat...

0 comments posted 18yrs

posted by trocklin

0 comments posted 18yrs posted by trocklin

Offsetting an unexpected short term capital gain

The company I work for was recently bought. It was a cash sale, and I had vested stock options which I had not exercise...

2 comments posted 18yrs

posted by omehegan

2 comments posted 18yrs posted by omehegan

CA STRS vs APPLE

I accepted a position as an adjunct instructor in California to supplement my income. As a part time employee, I am eli...

0 comments posted 18yrs

posted by na

0 comments posted 18yrs posted by na

Refi-ing when House Appraises below Principal Remaining

Pardon what may be a naive question: $300k is the principal remaining on a house mortgage. The house's appraised value...

2 comments posted 18yrs

posted by honda.lioness

2 comments posted 18yrs posted by honda.lioness

New Mutual Fund vendor?

Greetings, Involuntarily retired, out-of-work 7 yrs, no soc. sec., pension, etc. No income save a tad from investments....

0 comments posted 18yrs

posted by peetie.wheatstraw

0 comments posted 18yrs posted by peetie.wheatstraw

CDs vs Online Savings Accounts

I currently have the majority of my savings in a Countrywide online account earning 4.25% APY. Assuming the rate is com...

7 comments posted 18yrs

posted by joshbilsky

7 comments posted 18yrs posted by joshbilsky

Diversification as per Benjamin Graham

I have read Intelligent Investor by Benjamin Graham. One more thing (other than my earlier Q about selling), I am not s...

13 comments posted 18yrs

posted by nospam

13 comments posted 18yrs posted by nospam

7ARM vs 30yr fixed, 255K loan, 0% down

what do you think of the following scenario. Let's say I can take 7ARM at 5.35 or 30yr fixed at 6.35. Take any amortiza...

3 comments posted 18yrs

posted by chilangopolaco

3 comments posted 18yrs posted by chilangopolaco

Why Is The US Ranked 37th In Health Care by WHO? Would I Really Want To Retire Here?

Hi, When looking into retirement outside the US I came upon the startling fact the the WHO ranks the US 37th in health...

5 comments posted 18yrs

posted by abbybrown

5 comments posted 18yrs posted by abbybrown

Making sense of paying of CC debt with a 401k (like) distribution

Hello: I am married, in my late 40's and own a house (combined income 100K) so I have the usual tax deductions (we are...

9 comments posted 18yrs

posted by Noemail

9 comments posted 18yrs posted by Noemail

Mortgage Lenders: Hoisted by their Own Petard?

The NY Times has an article today that I think is fascinating. It points out that, for people with no downpayment on a...

19 comments posted 18yrs

posted by honda.lioness

19 comments posted 18yrs posted by honda.lioness

Dumb tax question

Taxpayers have until Apr. to contribute limited funds to an IRA and deduct them from earnings on the previous years ret...

1 comments posted 18yrs

posted by cathyh

1 comments posted 18yrs posted by cathyh

PLanning for health care costs in retirement

Hi All, Newbie to the group. I am 41 and my wife is 40, both US citizens. I am an extremely anal planner, and have fina...

31 comments posted 18yrs

posted by stevedhoward

31 comments posted 18yrs posted by stevedhoward

Bonds

Please can you tell me where I can check the bond listings and price online. Please guide me to the best discount broke...

4 comments posted 18yrs

posted by martinjones193

4 comments posted 18yrs posted by martinjones193

Can a non-resident alien invest in a 529 plan

Hi: I am in U.S on a work visa and would like to invest for my child's college through ESA & 529 plan. I researched a f...

1 comments posted 18yrs

posted by seanimrod

1 comments posted 18yrs posted by seanimrod