Curious as to differences in investment totals

okerage account from ONE FI. Holdings match QKN & FI.

tal on their website.

to totals is in the VERY low $10Ks. While each separate account shows much higher differences, some where QKN higher than FI, some otherwise. The tota ls difference is relatively low.

mber of shares and prices (holdings comparison in Online Center match for e ach account) there should be these differences.

eport, and from the Value shown in Online Center Balances tab. Three differ ent totals!

so everything matches, or permit me to accept this imperfect world and get on with life. I have an inkling, though, that in the real world RC & fellow accountants wouldn't let ANY differences exist and would engage in some se rious auditing. But then, what do I know?

Sorry, I haven't experienced that.

My first thoughts are that the "as of" date for the website might not be fo r "today's" price. It might pick up the NAV price, but the account totals might not be updated until a nightly process runs on the FI's end.

Apart from that, you'll need to pick it apart.

If the share counts & the prices appear to match, you'll need to do the mat h for each to find which one if off.

Have you performed the updates over the weekend and compared ? Mutual funds and other accounts are updated during the night, and therefore depending upon when you update the actual "worth" might be different....

My Fidelity, TRowe, and Vanguard accounts in Quicken always match the website.

Where are your IRA accounts, and what kind of funds are held ?

FI is UBS. Stocks, individual corporate bonds, ETFs. QKN updates done on we ekend well after FI closes overnight Friday with Friday's "as of" date. Tot als on FI site remain static over weekend, so I take it any "late" changes have been taken into calculations.

FI is UBS. Stocks, individual corporate bonds, ETFs. QKN updates done on weekend well after FI closes overnight Friday with Friday's "as of" date. Totals on FI site remain static over weekend, so I take it any "late" changes have been taken into calculations.

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I don't see how Quicken vs UBS could be wrong with the pricing of the Stocks and ETFS - not sure how the "corp bonds" would be priced by Quicken.

If the share balance & pricing matches - along with the balances for each line item, then how is the total wrong ?? What is NOT being calculated ? Again - how are your "corp bonds" being accounted for into the total ?

Also - you mentioned that within Quicken, there are THREE totals that all seem to be different. Again - don't see how this can be with respect to the publicly listed Stocks and ETFs...

I just went thru some discovery on my Holdings with regard to "Cash Balance" which shows up for accts with multiple holdings. Wonder if you have any "cash balance" showing in lower right corner when you display the "Holdings" screen ?

After "brute-force" digging through the details, I have now discarded idea there are differences between QKN and FI for each SECURITY held (shares, pr ice, totals) as they all match. CASH, indeed, seems to be the issue WITH R EFERENCE TO THE FI. Although I reconcile successfully each account every we ekend, CASH comparisons differ with FI website-reported amounts, as FI has very interesting definitions for CASH, including NOT counting moneys due fo r some purchase where transaction not completed and reporting is in middle of process. So, if there really are ten bucks CASH, but a three-buck paymen t is due in the near future, FI does not count the three bucks in the cash total at the frozen-moment-in-time of the report.

Now, as to the three different totals WITHIN QKN, that's another story and I don't quite grasp yet how to approach investigating this.

--------------- Where exactly are you seeing three different totals ?

On each of my accts, down at the bottom is the data elements...

- Securities Total

- Cash Balance

- Total Market Value

My "Total Market Value" matches the FI website total data.

The local "Securities Total" is the Quicken view of the local data.... which may be slightly wrong So, in my case, my "Cash Balance" is where I'm off a little... and is a problem. In most cases, my accts all show the Security Total = Total Market, with Cash Balance = zero.

ie - I can't seem to get my Vanguard acct to zero out the Cash Balance, so it's off by $190 - Securities vs Market Value..

Bonds are commonly "quoted" by the FI, but there is no true exchange for th em. As I understand it, it's really just a market value estimate (& a very rosy estimate, at that) that the FIs bond desk throws out, based on simila r bonds. I wouldn't trust those numbers any further than I could throw the m.

You'd only get a real value if/when you sold them. That would most likely be lower than the bond desk's estimate.

them. As I understand it, it's really just a market value estimate (& a ve ry rosy estimate, at that) that the FIs bond desk throws out, based on simi lar bonds. I wouldn't trust those numbers any further than I could throw t hem.

y be lower than the bond desk's estimate.

Understand about bonds, but that does not impinge on differences if both QK N and FI show same security, number of shares, and price quote (whether rig ht-on or hope-it-is).

Taking a break on starting the cash & prior transaction looksee of old stat ements.

Will go back and re-do the htree I mentioned without any cash - just securities

- to see if differences still exist. Will report then either way.

Right now getting ready to visit my #1 Goddaughter (and dentist) way on the other side of town, for professional reasons. THAT takes precedence, at least for the moment.