I have a family HSA and will start Original Medicare in 2008. Looking at publication 969, the following seems correct... right?
Once I'm on Medicare I can't contribute any more to the HSA.
My wife and I can use what's already in the HSA account for medical expenses like before, until it's used up.
The HSA account can be used for premiums in Medicare part B and part D, but not MediGap.
Since my wife is a few years younger, she can open a self-only HSA account in parallel and contribute to it until Medicare age, as long as she stays on the high deductible health plan.
What's different if I choose Medicare Advantage (part C) instead of Original Medicare?
Thanks.