Taking a loan to purchase an interest in a LLC

Dec 11, 2012 3 Replies

The company I work for is going to loan me money so I can purchase an equity stake. Is the interest expense I incur fully deductible against business income?


Your equity stake is a personal investment, so the interest is not deductible. If you're a contractor then you file a Schedule C so I think the interest expense would be deductible, but it sounds like you are an employee.

"Zeekzee" wrote

That interest expense that you incur is personal investment interest expense and should be accounted for accordingly. It is NOT deductible against the income of that business, or any other business you are engaged in.

The interest income (what you pay to the company) is income to the company and should be properly reported on the company returns and financials.

If the company you are going to be a partial owner of is a pass-through entity, seek professional tax and legal advice.

stake. Is the interest expense I incur fully deductible against business income?

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