Earlier in the year, I withdrew 10K from one of my Roth IRA's that I've had established for some 10 years or so. Even though I am under
59 1/2, my understanding is that contributions made to a Roth IRA are eligible to be removed tax free and without penalties at any time.(it is only the earnings that are taxable). If this is true and I believe it to be, what tax form am I going to need to explain this to the gov and is it important that my financial institution characterizes this in a certain way, so that the govt doesn't think I'm doing something improper?Thanks! Mark