If you have most of your capital locked away in a 5 year NS&I account for example, is this taken into account in determining care home fees, do you have to pay towards upkeep, would it be taken from estate upon death.
Thanks
x-no-archive: yes
afaik, all savings are counted, irrespective of maturity / access dates. if any property involved, may be worthehile looking at gifting it to reltives, tho unsure if tax liablilites for this.
i took over my mum's council rented flat while she was in temporary care,to avoid such probs later on
best contact social services, or even an accountant if large involved.
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