1. Home
  2. UK Finance Discussions
  3. Limiting care home costs by taking up resi

Limiting care home costs by taking up resi

My widowed father-in-law (aged 89) has recently lost the little sight he had. Together with several other disabilities and his generally confused mental state, this has meant that he has had to go into a care home. Currently, the home costs are being paid from his savings by means of an Enduring Power of Attorney held by my wife.

As his daughter (my wife) is now over 60, if she goes to live in his house, it appears that the value of the house can't be taken into account by Social Services when his savings are reduced to the £19,500 level at which Social Services will start to contribute to his costs.

Does anyone have any experience of this having been done? Are there any pitfalls?

All contributions most gratefully received.

Russ

Reply to
satprof
Loading thread data ...

Also looking at this topic - but I too read that relatives over 60 living in the house will put it outside the means test. I also understand that if needs are primarily health care needs, one may be entitled to full funding from the local health authority under their continuing care eligibility criteria if care is for medical reasons.

formatting link
formatting link

Reply to
Rob

The main pitfall would be if they enquired into how long she has been living there, and whether she needs to. Otherwise, this would be an easy loophole and no one would lose their home in these circumstances.

Reply to
Tumbleweed

BeanSmart website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.