Credit card and loan interest rates

Can anyone give example "lowest" interest rates for the above? (not for balance transfers) In essence to settle an argument.
My initial thoughts that loans in general were slightly cheaper though the gap or difference has reduced.
Reply to
Fred
"Fred" wrote
You can get 0% interest for a year or so on some credit cards.
"Fred" wrote
Some CCs even give 0% on *purchases* !
Reply to
Tim

I'm talking long term and not just introductory offers. Most CCs have low introductory periods followed by inflated interest rates.
I'm trying to compare the financial advantages of transferring a CC balance to a unsecured personal loan for a period of 5 years say in comparison with remaining with a well chosen credit card.
I know there is the potential of keep transferring balances to another credit card but there is anecdotal evidence that such options tend to dwindle after a few balances transfers.
Reply to
Fred
Without a hint of irony, "Fred" astounded uk.finance on 31 Aug 2004 by announcing:
Capital One's around 5.9% is it not?
Reply to
Alex

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