Can anyone give example "lowest" interest rates for the above? (not for
balance transfers) In essence to settle an argument.
My initial thoughts that loans in general were slightly cheaper though the
gap or difference has reduced.
I'm talking long term and not just introductory offers. Most CCs have low
introductory periods followed by inflated interest rates.
I'm trying to compare the financial advantages of transferring a CC balance
to a unsecured personal loan for a period of 5 years say in comparison with
remaining with a well chosen credit card.
I know there is the potential of keep transferring balances to another
credit card but there is anecdotal evidence that such options tend to
dwindle after a few balances transfers.