How pedantic are banks?

Peter

No. The teller should follow the bank's procedures if he wishes to remain employed. I'd still just present the check. There's a good chance the teller won't notice the date. Clearly, you did not.
Good luck, DaveM.
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On 13/11/2014 23:28, Uncle Peter wrote:

Probably not: A cheque is valid for as long as the debt between the two parties (i.e. issuer and payee) exists. In other words, cheques don’t have an expiration date. However, it is common banking practice to reject cheques that are over six months old to protect the payer, in case the payment has been made another way or the cheque may have been lost or stolen.
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kon

have an

I assume "discretionary" includes cheques which have quite obviously been dated wrongly. If the cheque was really from 1940, it would look very old and yellow or tattered, and be of a completely different design.
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On 14/11/14 14:53, Uncle Peter wrote:

Also the amount to pay would be in Pounds, Shillings and Pence.
I once avoided a wheel clamp fee by writing last years date on the cheque. The bank spotted it and returned the cheque. The wheel clamper didn't have my address. Win, win.
Frank Turner-Smith
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On 13/11/2014 23:28, Uncle Peter wrote:

If the cheque was for the sum of £20 15s 2p, the bank teller may notice.
--

Flop

Insanity is hereditary, you get it from your children
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Flop wrote:

But not if it was for £20 15s 2d presumably.
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On 14/11/2014 09:20, Flop wrote:

He certainly would since the sum would be £20 15s 2d !
In any case the chances are that the account against which the cheque was drawn no longer exists. When an account is closed, any cleared cheques are first honoured from it. Others are referred to drawer.
Cheques are not drawn against banks but the accounts of customers, They are instructions of a customer to his bank with regard to his account. The bank will carry them out only if it is in a position to do so.
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ckon

tice.

y
Um, you're assuming this cheque was written in 1940?!
-- Hey diddle diddle the cat took a piddle, All over the bedside clock. The little dog laughed to see such fun. Then died of electric shock.
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kon

ice.
She does often talk in shillings.
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On 14/11/2014 14:55, Uncle Peter wrote:

I think he meant the *2p* to be *2d*. The *d* being the old imperial money.
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:
eckon

otice.

money.
Yes I knew that. That doesn't change what I said.
-- If you spin oriental folk till they are dizzy, do they become disoriented?
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On Thursday, November 13, 2014 11:28:15 PM UTC, Uncle Peter wrote:

I once found a cheque I had failed to pay in for nearly two years. I waited until just after it's second 'birthday' and paid it in with no trouble.
Robert
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If it was 2006, easy enough to loop the 6 to make an 8 anyway.
--
If you spin oriental folk till they are dizzy, do they become disoriented?

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On 13/11/2014 23:28, Uncle Peter wrote:

It happens to me sometimes, I just change the date and write their initials by it.
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Good idea, I'll try that. Makes a mockery of the initialling thing really.
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On second thoughts, I'd never get the pen and handwriting to look the same.
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On 14/11/2014 20:35, Uncle Peter wrote:

the pen does not need to match, they changed it on a later date than they wrote the initial cheque.
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Ok I'll try it and blame you when it gets rejected :-)
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prick
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Grow up.
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They became aware when they heard a faint voice saying "we're still open".
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