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Investment funds that invest in (commercial) Real Estate?

i.e. the managers' interpretation of surveyors' opinions. You are splitting hairs again.

The volatility of any individual equity is almost always going to be greater than the volatility of a parcel of 100 equities. The RiskGrade of the TR Property IT is 51 which is "balanced". There are plenty of more and less volatile funds than this. High and low volatility is due more to the actual properties that are held (whether directly or indirectly), how often they are traded and how often they are valued.

That is your opinion.

You originally stated that it "certainly doesnt invest directly".

The managers can also decide when to post your cheque. It happens, on odd occasions, that they don't post cheques as promptly as they promise. I prefer to use a broker who, if I am not happy with, I can stop using. Again, this is not a major issue but a personal preference.

I cannot find the OP's mention of volatility, but I am sure it is there. I am also pretty sure the OP is more interested in investment suggestions than hair-splitting.

Reply to
dp
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Ah! Great! Thanks!

You da man! Thanks again.

Jon - I totally take your point on this one. Which was why I should have been more specific in my original post. My problem was simply that the search engines / funds websites I had been using so far did not really have 'Real Estate' as a category.

To address some of the issues I'm not completely a risk lover but I am prepared to invest for the long run (10 yrs+) and therefore not too concerned with short term high volatility.

Are there readily available risk / reward measures for property funds given that most of their portfolio really isn't quoted anywhere?

Completely agree that I would be a fool to take any opinions expressed on usenet as 'financial advice' however it is never a bad idea to point this out to readers.

Yeah - so far I've simply been channelling any savings I've been able to make (that's a limited number of copper coins each month) into an IF Cash ISA but yes you are again right - I should be looking into the ISA option in more detail as there is no point in making donations to the tax man for no reason.

Having said that though I had a conversation with a friend who pretends to know these things and he said ISAs were 'a scam' because you cannot net off losses against future gains, something you can do outside of an ISA?

Do any of you 'experts' have any views on this argument?

Reply to
Guttorm Christensen

They are exempt from capital gains tax - so any gains are not taxed via CGT, but also losses can not be set against other capital gains liabilities. This is hardly a scam and applies to other most (all?) CGT exempt investments AFAIK.

I think it one could argue it makes ISAs poor short-term investments (except possibly for higher rate tax payers or bond investers who get other tax reliefs through them).

Thom

Reply to
Thom

Yes, the ISA wrapper tends to benefit higher rate payers and those individuals who use their annual CGT exemption each year.

Reply to
Doug Ramage

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