Lost Postal order

Dear Sir/Ma, We are a finance company(Optimum Trust Finance) with a reputable status. We help in financing small and large Business/Project. OTF is a loan company whose goal is to provide money at the lowest possible interest rates and under the fairest terms to its qualified clients. And also a fully versatile company equipped to fit your needs, we offer personal loans, small business loans, short term loans, auto loans, wedding loans, and unsecured loans. No matter what your needs, a specialist will be happy to assist you in finding a solution that works for you. We will be glad if you respond to our mail, and do not hesitate to ask any question.

Looking forward to hear from you.

Alice Behrens snipped-for-privacy@gmail.com Optimum Trust Finance

Reply to
Alice Behrens
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I run a small business alongside my father who runs a business with nationwide outlets. My father distributes the products and i basically sell direct to consumers although thats pretty irrelavent it sets the scene.

Anyway a guy placed an order with me via the phone. It was via a mobile so he asked for a landline number i guess for security reasons. As i was at one of my fathers depots i gave him the number and he rang me there. He said he could only pay via postal order which i said was fine. A week past without me receiving the postal orders. He then rang and said the postal order had been cashed 2 days after he sent it. I thought it was a mistake on my part as i receive a lot of cheques and postal orders but i checked and it certainly didn't go into my bank. I asked him if it had my business name on the front of the postal orders and he said yes. I think i'm right in telling him only my business could cash it. Anyway hes now accusing me of theft. He also says it was my fathers business who cashed the postal order. My fathers business is not the type to take postal orders and from my understanding wouldn't be able to so as it had my business name on it which is not even close to my fathers business name.

So a few questions. Can the buyer of a postal order check the date when a postal order is cashed? If its cashed fraudantly what does the buyer need to do? Is there a way for me to prove to my customer neither me nor my fathers business's have banked his postal order?

Cheers for any help

Reply to
robert

The buyer should claim from the Royal Mail. You don't need to prove you haven't banked his postal order although this can be simply done by reference to your bank statements.

Reply to
Stickems.

In message , robert writes

Sorry, I dont know.

This I do know. Despite usually bearing a crossing a PO is a negotiable instrument. Somewhere along the line somebody has pretended to be the payee and has conned somebody else into taking it.

The first person to chase is the pretender who may have committed a criminal offence and the police should be involved. (see below to find out how to find out who this is) The other person to chase (at the same time) is the person who was conned into taking it. The PO may have passed through a number of hands but ultimately it will have been paid in at a Bank or Post Office who have a duty to ensure they only collect items for the right people and if they have collected the PO for somebody other than the payee and the PO was crossed then the bank can be sued for conversion. This is not a criminal matter.

You need to get the Post Office to look at both sides of the Order which will reveal stamps and printing and stuff which should show which bank collected it and from there you can find out the account into which it was paid. Obvioulsy the Post Office wont tell YOU this but they should tell the customer. Ask him to find this out and SHOW YOU the evidence. If he wont, or cant; then he is probably lying.

Reply to
John Boyle

In message , Stickems. writes

why.

No, that isnt sufficient proof. The PO could have been endorsed to somebody else or passed through an account which the OP keeps secret.

Reply to
John Boyle

Cheers for the advice group

Reply to
robert

Ain't this insulting, plus discrimination? Why only gentlemen and mothers?

OK. Bugger off spammer. Anyone dealing with you will no doubt be ripped off. Please do not respond to this message.

Tiddy Ogg.

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Reply to
Tiddy Ogg

What is greater, the stupidity of these spammers, or the 1 in ?100? ?1000? morons that reply to them and keep them in business.

Reply to
Tumbleweed

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