Hello me and my partner have seen a house we love on the market for £155k our house has been valued at £120k (we bought it for 105k) so we would need to borrow the rest .
If i fill in a mortgate calculator online they say we can borrow £125k on our current salaries.
What i am really trying to ask is, Is there anyway of taking on a mortgage for longer than 25 years to lower the monthly repayment?
Or are you going to shatter my dreams and tell me i cant afford the house???