Completely off topic, but sure some clever bod here can help or point me in the right direction.
I'm looking into a savings plan that yielded a really crap return over last ten years (£2600 in - £1,400 out!) which the company have said 'poor investment yield, tough shit'.
But the plan included an element of insurance which the saver did not want/expect/need/ask for- which must have cost some part of the premium and thus reduced the yield of the savings by the invested amount being reduced.
The cover was only £6,750 , but this must have cost something (£1? £3 pm?), is there somewhere I can find out or someone who might know? (Saver would have been 33 at time of policy, Non Smoker) The policy was a 'Tax Exempt Savings Scheme' from a friendly society.
Basically I'm hoping I can declare the policy mis-sold on the excessive? insurance element.