I currently have a fairly cheap contents insurance policy with the cis which costs me about £7 per month. This has a limit of £12500 and is just for theft rather than accidental damage. I have added up the value of my things around the house and it comes fairly close to this. Am I safe being so close to the limit? If the house burnt down would I get this full amount as payment for the stuff I lost? Also if you burn down your house by accident - is this classed as accidental damage?
- posted
18 years ago