Churchill for car insurance - good or bad?

Why ask here? Try a gardening newsgroup.

X-No-Archive: yes In message , MM writes

Excellent. I've used them ever since the Pru got rid of their local bod in our village. Avoid Churchill's silly credit card. How on earth did a cheapskate insurance company get mixed up in credit cards? I think we should be told. Their phone girls are proper English lasses who, although they sound like Basildon bimboes, at least they're understandable.

I make a point of avoiding all companies who can't be bothered to employ English labour. If they don't like English employees, why the devil should I give them English business?

Ive used them for years for car insurance. Just switched house insurance to them also. Never had to claim but always had good service otherwise.

Remove antispam and add 670 after bra to email

Eh?

Which car do you drive? Do you avoid garages who employ foreigners when you fill it up with petrol? What make of computer did you use to make your post? Do you have a TV, and if so which brand? Radio? Shoes? Clothes? Which bank do you use?

Perhaps you'd be so kind as to explain in what ways car insurance has more to do with finance than it has with gardening.

It has a lot more to do with finance that with gardening. If I were seeking mower insurance, I'd say you might have a point, but as I'm not, you haven't.

MM

Why don't you let him/her make the choice as (s)he sees fit?

MM

He is, he's just pointing out the inconsistency of the posters criteria for choosing companies.

Good so far. Made a minor claim to get chips in my windscreen fixed - didn't cost me anything, they paid direct, and didn't affect my no claims bonus or renewal premium. And they were the cheapest when I was shopping around.

X-No-Archive: yes In message , Poldie writes

My point being that like many companies, Churchill have lost the ability to write letters because the crap comprehensive education (which I warmly applaud) turns out dumbo dross that can hardly string a sentence together; they therefore depend on the telephone for communication, which is an essential element in the day-to-day running of their business.

I don't give a toss who makes my TVs, radios etc because it ain't necessary to talk to them. They can be turned out by coolies working in sweated slave labour camps for all I care, complete with brutal taskmasters strutting up and down with whips. Just so long as the stuff is cheap.

As for my bank, it's the HSBC. Yes -- I know they have wogs spilling out of their call centres like earthworms in a compost heap, but I don't have to talk to them; I can go along to my local branch bank and chuck my weight about with real people. And I get a laugh out of going to the bank.

The great advantage of paying what I pay in income tax and council taxes means that I can out-source giving a toss to properly qualified tossers. Try thinking about hard first when it comes to trying to score points with me, sunshine. You're up against someone who doesn't give gnat's fart in a wind tunnel about anything but his own fat, greedy self.

X-No-Archive: yes In message , Tumbleweed writes

I am not inconsistent. I've answered the poster pointing out that he didn't stop to think why I said what I said. Anyway didn't the CA carry out a research programme in which they found out that a majority proper, red-blooded Englishmen dislike talking to wogs and nig-nogs who either don't understand one, not even when one shouts at them, or they're eagerly gathering financial information to flog to their mates in Nigeria.

Bitstring , from the wonderful person MM said

Good price, good claims handling (as far as I can tell - I've not been on the receiving end, only the dishing it out end). Don't give them a CCA against your credit card though (not them, not anyone else), but you knew that.

I =was= using them for house/contents/personal effects too, but I think they are about to lose that .. low standard limit on contents (£40k?) (increasable but costs extra), and a £250k rebuild cost which has been fixed for the last 5-6 years despite comments in policy about 'indexing in line with ..' They have also just come up with a new slew of exceptions and exemptions, and some really daft requirements on 'locking all your window locks at night, except for any room you actually sleep in', which p!$$es my cats off.

By that reasoning you should have asked in a car newsgroup, then.

I'm not usually one to moan about off-topic posts, but this just seemed curiously out of place. Naturally I wasn't seriously suggesting a gardening group would be better suited, I was just deploying a spot of allegory, using a more obviously ridiculous place as a means of illustrating subtly that *this* place is also ridiculous, if less obviously so.

You claim it has "a lot" to do with finance, but don't say what.

Sure, car insurance costs money, and money is a financial topic, but lawnmowers also cost money, and we don't discuss lawnmowers here often, or their investment potential, so it can't be that.

Insurance in general isn't *really* a financial topic, is it? OK, the insurance industry is sometimes lumped in with financial services, but that's only because, well, it doesn't sell anything tangible except the chance of winning some money in the event of something happening. In a technical sense it's full of various risk assessments just as there is with general investments, but your question didn't sound particularly technical. It didn't sound as though you were asking about people's experiences with, for example, owning shares in the company, but more about whether they're, say, efficient at taking on your business, at collecting premiums, and at dealing with claims. None of those are financial issues.

they were inconsistent as you stated them. in which case your original merely stated your criteria as 'english', rather than 'educated english for functions where I need to communicate with them'.

Yes, it is.

MM

How, then, pray? See? I can be monosyllabic too.

Go to

and see where insurance is to be found. Observe who it is that regulates the insurance industry in the UK. It's as financial as most of the other things discussed here (like mortgages for instance), and more financial than CCJs.

It seemed reasonable to me. Life insurance is certainly regarded as OK for this forum, so why not other forms, it's usually the same companies, and most of them need watching.

Tiddy Ogg.