Hi
Wonder if it is possible somehow to find out if an insurance policy exists or still exists - specifically, this would be a policy covering the mortgage debt on a house.
There is some debate as to whether there was, is, or is not a policy to such effect.
There is room to believe that the mortgagee (now deceased) may have paid annually by cheque, leaving his wife unaware of either payment or possibly existence. No paperwork has yet been found to support the existence of such a policy, though relatives are all fairly certain he would have had cover.
I am in the process of writing to every finance company that was dealt with according to records we do have, and who may have provided insurance at some point.
I guess what I'm asking is if there is an easy way to find out - such as one might discover any charges on a property at Land Registry.
If not.....
.....any ideas on how one might clear a 92k debt with very limited income and an estate worth, um, not a lot, given that the house is now technically owned by a trust set up in the will.
Is there a way of getting the mortgagor to hold off in the situation that money is due to the estate at some (undetermined) point in the future, of undetermined amount, due to an accident in which liability has so far been admitted.
Thanks in advance for your help