Pension advice request

I imagine so, and no doubt he's getting commission from your existing contributions as he's been appointed as your agent. If you ask them for details of charges, they may well be forced to tell you.

More general pension info. here -

Daytona

Normally the company still splits the commission from the policy, but keeps it themselves. I would prefer someone to get the benefit from it, assuming he is doing you a good service.

In message , Arthur writes

yes

Yes, but he'll still get the dosh and you will be in no better position, in fact you will be in a worse position because you will have no future redress for 'bad advice'

Go to a 'decent' IFA, and ask for a 'stakeholder' charging contract. And dont put any more dosh into the Allied Crowbar scheme.

If he's a really good IFA he'll talk you of contributing to a formal pension scheme completely.

Arthur writes

interference?

"john boyle" wrote

... unless, of course, that particular company offer a "nil-commission" basis (can't remember off-hand for AD) - in which case, the OP will get more invested in the pension policy and (I expect) the office will most likely

interference?

Before investing in Allied Dunbar you might want to visit the following website.

In message , Tim writes

In theory true, but not in practice because unless there are certain assertions made by the investor that he has not sought advice in any way, then by merely accepting the investment the institution could be deemed to be agreeing that the investment is the correct thing for the investor.

Tim writes

"john boyle" wrote

I thought they normally asked you to sign a simple (1-page) form confirming that it was "execution-only", with no advice given? At least that's what happened to me!!