Re: Best mortgage deals at the moment?

Thanks for the advice guys, I realise that what's good for me is not neccesarily what's good for you but which would be the best way to find out?

There are plenty of "independant financial advisers" about, but are they likely to be truly independant? For example, the estate agent I'm dealing with wants me to see theirs but will it not be a case of him suggesting a mortgage to me and then me having to pay more due to his commision? I'd rather put the money towards my mortgage payments.

Are any of the high street banks / building societies independant? I'd rather not have to trawl through all the available options without some guidance. Or is it that they only sell their own products. Or are they likely to charge as much commision as the estate agent's advisor.

If anyone can recommend somewhere on the high street who could guide me to the best deal to suit myself I'd be grateful. Failing that, a decent website which lists some of the options available to me in plain english!

I tried google as suggested but to be honest, there's thousands of pages to go at - And most of it is in "financial talk"

Thanks for any help.

Cubik.

Thanks for the help Tumbleweed, I didn't realise I'd lose marks for spelling. Imagine that, a spelling mistake (admittedly repeated once or twice too) on Usenet!

Sorry about that, I couldn't resist! The advice is appreciated though.

Thanks

Cubik.

I thought Woolwich were Barclays. And I thought Barclays were the most incompetent bank in the country.

Oh no, Woolwich is far far worse than just 'the most incompetent bank in the country'. They'd eat that one for breakfast without a seconds thought. I'm not even sure you could use the word 'bank'. How about, 'bunch of serially incompetent tossers' instead of bank, and drop the phrase 'in the country'?

Although Barclays owns Woolwich, they (currently at least*) retain their own and completely independent finance and banking systems, not to mention buildings, call centres and staff. Indeed, when I appplied for a mortgage with the Woolwich the fact that I was a Barclays customer was irrelevant and didnt help at all with references, I had to produce paper copies of my Barclays bank statements, and a condition of the mortgage was to transfer my bank account to a Woolwich one, (or not gain the benefits of the offset).

FWIW I find Barclays pretty good now, they certainly used to be crap but things change and touchwood I have nothing but good to say about them as a personal customer (dunno what they are like for business). YMMV.