Some years ago when I should have known better I stupidly took an AVC with Allied Dunbar now Zurich.
Needless to say it's performed badly and is not worth my time thinking about it.
Do rules for AVCs prevent it being donated to charity if I ask them to ?
JI'd also obviously like any tax benefit to stay with it.
Even them to reverse their charges but that might be asking too much of the parasites.
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