Utility Bills

It doesn't have a photo? (Just a guess)

Reply to
Chris Game
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Ah, I didnt know that, I thought provisionals had photos on them as well.

Reply to
john boyle

In message , Ronald Raygun writes

The OP was specifically about utility bills for people living in premises in which they were not responsible for the provision of utilities. The non existence of a bank account was not mentioned. I made the point that other documents are acceptable, such as a Bank Statement or B/Soc. You said that if youve got a bank account you dont need another. I was merely pointing out that the majority of the population disagree with you.

Reply to
john boyle

Presence of a photo would surely make the licence acceptable as proof of identity, it doesn't detract from or contribute to proof of address. Even a photo-less (i.e. old-style) full licence would do as proof of address, and there appears to be no good reason to exclude it for *that* purpose.

Reply to
Ronald Raygun

Indeed, but it also specifically said "As a bank account is essential to modern living, what should such people do?" which I took to be a bemoaning of how difficult it is to get a first bank account.

True, but it was implied. At least I inferred it. Wrongly perhaps, I'll admit, but I doubt it.

With respect, that's bullshit. Since when is the fact that people have something indicative of need? How many people with 4-wheel-drive vehicles even use that feature, never mind need it? People do have multiple accounts, yes, but that's hardly evidence of their need, but of their convenience.

If "a bank account is essential to modern living" it means you need one. All after the first are no longer essential, just handy.

Reply to
Ronald Raygun

As an aside, hitherto, but so much in recent times, most people had a b/soc account way before they got a bank account, and a b/soc passbook will do.

True, but I think that these days the discernment between Bank & Building Society accounts is muddled.

Reply to
john boyle

Why?

There is nothing to stop me writing to DVLA and advising them of a change of address. I then arrange with the person at that address to send the licence to me at my old address. Using this licence, I apply for a bank account and the bank think I am living at an address where I'm not. I thn advise DVLA that I have moved back to my old address!

It's possibly criminal but only if the bank discover the true facts.

Reply to
Alasdair Baxter

Because, like a utility bill, it is an item from a recognised source, known to have been despatched by post to the addressee at the address in question.

And in what way would the presence of a photo on the licence prevent you advising DVLA of changes of address in the above manner?

By the same token, there's nothing to stop you writing to your friend's council advising them that you have taken over your friend's house and would they please send you a council tax bill. Use your shiny new CT bill to open a bank account, and then tell the council you're sorry you jumped the gun, but your friend has been gazumped and will not now be moving out after all, and so you're not moving either.

Reply to
Ronald Raygun

Ive just checked a B/Socs requirements and a Full Driving Licence is only valid as a proof of Identity, not of Residence, so the address is irrelevant. I can understand why it isnt acceptable as proof of address because a driving licence can be valid but years old. The evidence of residency should be recent, i.e. within last 3 months.

Reply to
john boyle

Ah, that makes sense.

Reply to
Ronald Raygun

But a provisional even with a photo (new ones have pics) are still not acceptable as proof of identity(At least at my bank). No Idea why though

Reply to
Phil Deane

Could it be to do with the testing process which means somebody looks at the picture again to check it is you and also checks the signature. This is the first time a government employed person will have checked these against the original, as it were.

Reply to
john boyle

Even with your provisional you need to get the photos signed by a person of significance, much like a passport, and that is ok for identity.

Reply to
Phil Deane

In message , Phil Deane writes

The requirements for the passport are more stringent though arent they? In so far as the person who endorses the passport photo also certifies that they have known the person individually for a minimum period of years. Does this apply to Driving Licences as well?

Reply to
john boyle

I am sure it does, When I got mine I got an old teacher to do it, and he had to sign saying he'd known me for x amount of years

Reply to
Phil Deane

Even simpler - have your friend's phone line put in your name. I've done that.

Axel

Reply to
axel

What is your evidence for this?

Barclays, Lloyds, and Halifax ALL accept a provisional licence (ALL provisional licences are photo ID BTW).

HSBCand Natwest, I am reliably assured do not thought for reasons other posters have mentioned this seems illogical!

Marcus

Reply to
Marcus Collie

I work for a bank, who does not. I have tried to use mine in other banks, and they have not taken it.

Reply to
Phil Deane

That may be so - but as Barclays, Lloyds and Halifax DO accept, you can hardly say that MOST banks don't accept provisional licenses as ID/Add Ver!

Marcus

Reply to
Marcus Collie

Are we defining most as number of different banks, or as customer base?

so far Barclays, Natwest, and halifax do take it.

My bank, RBS, HSBC and Natwest dont.

On number of different banks, Most is the correct term, on amount of customers it might not.

Reply to
Phil Deane

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