UNAFFECTED?
That's right; unaffected. And that means we're ready today to assist small-to-medium-sized business directors, individual shareholders, or those with current financial dilemmas caused by the recent freeze in the credit markets. We look at your stocks no matter how far they may have fallen in value, and we make offers.
Need some ideas? Here are two recents questions and our answers...
1) Enhance Your Downpayment - A Mortgage-Rescue HedgeLoan Solution"I have a $10 million real estate project that's now in danger of halting because my bank is demanding a huge increase in the downpayment, this despite my excellent credit rating! I do have stocks, but don\\'t want to sell them because they've dropped like rocks with the falling stock market - valued at only about 50% less than what I paid for them a year ago. I'd hate to sell at a loss. Is there any other way to raise the downpayment capital needed to release the loan funds for your project?!"
The HedgeLender Solution: By placing your stocks as guarantee for your HedgeLoan, you can get 85% or more of the value of your portfolio today, when you need it, which should be more than enough to cover the needed additional downpayment funds and still get the project moving. Best of all, you remain beneficial owner of the shares while they remain in lender custody. On a three year term, you can quickly close a nonrecourse HedgeLoan stock loan with no interest payments due until maturity, at which time the stocks will have a good chance of recovering their initial value, if not more. You can then exit your loan at maturity by asking the lender to sell enough shares to pay off the loan, and recoup the remaining profit in shares or cash. In such case you win around the board; your project gets funded, and you walk away "in the money" with stocks or cash. And if the stocks fall in value? Again, you're covered. It's a nonrecourse loan, so you can walk away, and your project gets funded. Since you've suffered a loss on your stocks, you may even have a favorable tax result as well (consult only with a licensed tax professional for a precise determination of tax status).
"As they say one man's misfortune is another man's opportunity. Looking at the massive drops in the stock market I have to think there are bargains galore for the stocks of otherwise soundly managed companies. I'd love to get into that but I want to stay protected. My IRA is worth about $500,000. What can I do with this?"
The HedgeLender Solution: We'll place you into our IRA HedgeLoan program and handle the stock loan side of the process while our partner firm (made up of licensed, fully compliant financial planners and insurance experts) will guide you to a temporary dissolution of your IRA, purchase of stocks, placement of stocks in to a HedgeLoan, and re-purchase of annuities to re-stock your IRA within the statutory limit. HedgeLender provides the loan only; all other facets are handled 100% by licensed professionals in compliance with regulations. The result? You'll have a healthy IRA producing annuity income (or building value) while remaining\"in the market"as beneficial owner of your carefully selected'bargain' stocks. By the time the loan term is up in 3-5 years, if you picked with care, your portfolio will be worth much more in a healthy economy and you can use that to have the lender sell enough shares to pay off the loan, while you recoup the upside profit as shares or stock, whatever you prefer. You've thus profited from the market, while retaining your IRA.
And as always, HedgeLender continues to offer the best Safe Harbor for stock owners who need cash but don't want to lose theri interest in their stocks, stocks you may have bought at a much higher price. Why not wait out the turmoil with up to 85% of the value of the portfolio today? In three years, the economy may be thriving again, and your collateral stocks along with it. Direct us at loan maturity to sell enough shares to repay the loan, and recoup the remainder in stocks or cash. If an outright sale of your stock right now is not what you want, consider our HedgeLoan option.
The Time is NOW.