If I have a cheque that is payable to a business name (but not a limited company), will the person who sent the cheque know:
Or will they just see the cheque on their statement as whatever the business name is? Can they investigate with the bank and ask where it was paid in?
No...
only the bank and if any problems arise, like if the item turns out to be stolen, the police can get all that infomation.
1 & 5 will presumably be stamped on the cheque when it is paid in, and be seen by the drawer of the cheque. 2 can be worked out from the sort code numbers contained on the stamped cheque, and publicly available lists of sort code addresses.
Rgds
__ "We are with Europe, but not of it. We are linked but not combined. We are associated but not absorbed. And should European statesmen address us and say, 'Shall we speak for thee?', we should reply, 'Nay Sir, for we dwell among our own people'." Winston Churchill - 1953"
Richard Buttrey, Grappenhall, Cheshire, UK
They can ask their bank for a copy of the cheque and paying in slip, which will give most of this info. The bank will usually charge for this, so most people don't bother.
In message , Jon writes
Yes (but only if they ask)
no
no
no
Yes (but only if they ask)
Yes
no
In message , Jonathan Bryce writes
I dont think they are entitled to a copy of the paying in slip.
Why, what you up to?
If you wish to remain semi-anonymous, pay by bankers draft (although that costs unless you have certain types of accounts, e.g. some student accounts).
No, this information is available depending on the organisation you are writing a cheque out to. For example, if you wrote a cheque out to a charity, magically, they will know your address to send you a letter and a request to send more! ;0)
AMO
The only time I've ever asked for a copy of the cheque, I got the paying in slip as well.
Where you the drawer or the payee?.
If you were the drawer, then you werent *entitled* to a copy of the paying in slip, but that doesnt mean the bank wouldnt do it for you. I think Data protection might stop them these days, but I know of occasions when the bank would do this so as to prove that they collected the cheque for the correct payee, when such a point was in dispute.
The drawer (person who wrote the cheque?). The payee was claiming, in court, that I hadn't paid for something. My defence was that I had paid by cheque, and it had cleared my bank account. Armed with the certified copy of the cheque, together with the paying in slip from the payee's account on the same page, and the relevant bank statement showing sufficient funds for it to clear and a general lack of any bouncing on the account, they dropped the claim.
In message , Jonathan Bryce writes
Yes, thats right.
Good, I am glad you won. !
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