Earning interest on MMA and checking acct/ taxed differently?

Nov 28, 2006 3 Replies

Are you taxed differently on the interest you earn from the MMA as opposed to the checking acct, or are you taxed on regular interest earned, regardless if it's checking or MMA?



It's taxed the same, unless it's a tax-exempt money market fund. For example an MM that invests in US government securities would be exempt from state tax, and one that invests in your home state's municipal securities would be exempt from both federal and state income taxes. You would see this breakdown on your end of year tax reports from the financial institution where you hold the account.

-Tad

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