Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Smoothing year to year income taxes
On years with lumps of income I used to smooth it out federally by paying state income tax prepayment due Jan 15 earlier at Dec 30 and increasing it. Maybe just moving it helps, due to it vanishing...
8 years ago 2
 
Bond Sell-Off and TIPS
Should investors in TIPs reduce their holdings, as a bond sell off is predicted? Or, would it be worth holding them for future inflation hedge? Mig
8 years ago
 
High deductible home insurance options?
I have two condominiums I rent out. My understanding was my condo fees covered insurance of everything outside my walls. But my realtor told me I should still have home owner insurance in case I...
8 years ago 1
 
A tool for comparing mutual funds and etfs
An experimental tool I created is available: The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case similarly behaving patterns...
8 years ago 4
 
bond issues
News is obam wants to tax corp debt higher to pay for a lower corp income tax. If so what does this do owners of existing bonds, such as value and yield of lqd? Also are there any funds of puerto...
8 years ago 1
 
Qualified Charitable Deductions, Part 3
QCDs are a direct donation to an established charity from an IRA without impacting Adjusted Gross Income. It does count toward Required Minimum Distibution. It appears they may be renewed: 1 & 2 were...
8 years ago 3
 
Why buy and hold doesn't work anymore
I'm sure most of you saw this, but just in case... summary: Andrew Lo (MIT economist) says technology is one of the major driving forces of stock market volatility. And volatility is so high now that...
8 years ago 5
 
Zvi Bodie pushes TIPs again...
Major piece in today's Wall Street Journal, "Why Stocks are Riskier Than You Think" by Zvi Bodie and Rachelle Taqqu (Of course, Bodie and Taqqu are also hoping that this article will lead a lof of...
8 years ago 2
 
Return on Investment
Is there a standardized (SEC) way to calculate the annual Total Return on a portfolio under the following circumstances. The portfolio consists of two taxable accounts and two tax deferred accounts....
8 years ago
 
Estate Planning Question
A revocable trust, which includes the A&B trusts (one for the credit exemption and the other for the marital deduction) is a very common estate planning tool. Generally to avoid probate, the assets...
8 years ago 1
 
Estate Question
Not sure this is the right place, but you all seem to know a lot of answers. My wife prepaid the "assisted" care home for her mother and the Long Term Care Ins reimbursed her with a check made out in...
8 years ago 11
 
Why is US govt obligation %age so different between BND and AGG?
AGG tracks the "Barclays Capital U.S. Aggregate Bond Index" BND tracks the "Barclays Capital U.S. Aggregate Float-Adjusted Bond Index" (but from what's on the Barclays Capital website, those two...
8 years ago 2
 
Redeem CD early for no penalty?
I received a letter in the mail from my TD Amertrade saying: "Lehman Brothers announced an optional Put period for all outstanding 5% Certificates of Deposit" due July 1, 2013 ( CUSIP 52520KVF1 ). The...
8 years ago 13
 
cost basis - how far back till "missing"
I have a few older stocks on my (and my son's) Schwab accounts that are missing their cost basis, and I have to manually update their entries.... Was wondering what you might have found with your...
8 years ago 1
 
Average cost basis for mutual fund sales
I recently sold my mutual fund and it showed a profit from 2003-2011, they have an average cost single category for dealing with capital gains and I showed a profit in that time period. My question is...
8 years ago 2