Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Money, Quicken, or online?
Newbie question here. My wife and I have small scattered investments in various mutuals, stocks, bonds. Some are direct with firms (ie, Vanguard) and some through brokerages (ie, Schwab, Etrade). I...
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% of investing done through financial advisors
Hi everybody. I have a question about financial planners. Approximately what percent of all the money invested in the U.S. financial markets is done through financial advisors? This can be during...
 
Graded Premium Whole Life vs Buying Term and Investing
Hello All! I've been lurking in this group for a short time and have a few questions: Can someone explain to me what a Graded Premium Whole Life policy is? I've looked it up online and found out that...
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how to stop credit card offers to learning disabled son ?
A friend has a 20 year old son (yes, he's really a friend's son, not mine). He's learning disabled, but credit card companies don't seem to care about that. He got the usual credit card offers in the...
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Calculating interest after make a lump-sum payment to a mortgage
Suppose I have an existing 30 year mortgage and decide to make a lump-sum payment in the 5th year of the mortgage. How does this affect the payout schedule after the lump sum payment is made in terms...
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time value and mortgage
I have a time value problem, and I'm not sure how to analyze it. An investor owns 50% of a building (valued at $1,400,000) and is a tenant in this building paying rent of $250,000 annually. At the end...
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gift tax and disabled person
I am thinking about gifting like $70k to a disabled friend who has MS so she can purchase a small condo. She can't work right now and is collecting disability checks from the government. It is only...
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Insurance instead of joint survivor pension option?
Like most people with a company pension I have the option of having the pension end when I die or choosing a joint survivor option so the pension will continue until both my wife and I are dead. I...
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How can I file this loss from my LLC?
I'm planning to stat a LLC. I myself will be the only employee at the beginning. But I will continue to work my current full-time job at the same time. My LLC mostly will deal with Chinese customers....
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Dollar-Euro conversions
I am planning to convert a dollar fund into Euros and am looking for a source of information about the process, with the aim of getting the best exchange rate. I was unable to find an NNTP newsgroup...
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They should teach this in schools
It occurs to me that so many people, including myself know so little about finance and managing their cash. We teach kids that drugs are bad, that sex is dangerous and that education is vital to their...
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Spousal contribution in IRA
I am planning to make a spousal contribution towards a Traditional IRA. I would like to know, for spousal contribution, does my wife (who is not working) needs to open an IRA account on her name or...
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Well paying euro denominated account
I currently have a euro denominated account at everbank, but, unfortunately, it does not pay a good enough interest. I am looking for a better paying euro denominated account. I want to buy...
 
Help! Disposable income & no clue how to use it ....
A bad chunk of advice that you have been given. You are always better off to pay off these debts as soon as you can to minimize the fees and interest. The best way to raise your credit score is time....
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Source of private company information ?
Don't you mean for public companies? No privately held companies that I am aware of publish their financial statements and I have never heard of a law that requires them to do so. My son-in-law is an...
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