Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
How to Control Beneficiary Designation
Hi...I have two good sons who are in their 30's from a first marriage. My second wife and I have been married many years, she's a wonderful woman. I am in the process of purchasing a variable annuity...
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Question about mortgage red flags
We have a 30yr fixed mortgage on which we have been paying an extra $300 a month on principal, for years now. We have almost no consumer debt and live pretty frugally. Recently we ordered a new car,...
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foreign currency - exchange vs bank
quick question for the knowledge of the group Foreign Currency exchange rates... Our son is in Germany for a year, and we have sent him some Euros for birthday etc. Why is the exchange rate quoted on...
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Mint.com
The New York Times has an article about a financial planning site, that was recently acquired by Intuit, the maker of Quicken. What experiences do people have with " makes its money by helping...
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Home seller holding note/ tax question
I have seen several homes for sale in which the listing says " owner financing available" or "owner will hold note", which essentially means the owner is the bank. I have 2 questions regarding the...
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Medigap for 2010
The Medigap document is at it's for 2009. Where is the corresponding document for 2010? http://www.medicare.gov/Publications/Pubs/pdf/02110.pdfbut
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Paper challenge update
A year ago discussion about mutual funds, risk and diversification, v. stock picking, prompted me to slap together 10 stocks (for the benefit of those from Missouri). There was also discussion about...
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Government Health Proposals
I'll weigh in (a little lengthy) Re Public Option/ Insurance pools/Assigned Risk plans My alternative would be to allow individuals or employers join the largest pool of insured Americans - the people...
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Denied credit card???
I recently applied for a credit card from Chase, as I find my old card to be not so convenient. To my dismay, my application was denied with a vague reason related to my credit report. I was alarmed...
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Off-topic: Government healthcare proposals
Several regulars have asked to have a thorough discussion of the Healthcare discussions currently occurring in Washington - including the political ramifications. We have decided that since things are...
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Medicare question
Medicare has just announced new premium bands for 2010. Essentially, beneficiaries whose adjusted income exceeds the target amounts ($85,000 single, $170,000 joint) will see steep premium hikes....
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how to analyze property performance
When buying an investment property, you have a couple numbers you can look at to see how the property is performing. Cap rate - NOI/purchase price cash on cash - cash generated/cash invested at the...
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three LTC strategies
If you have few retirement assets, then spending downing until qualifying medicare is a common strategy. If you have a large retirement asset base, that may pay for the three or so years of care you...
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Putting away cash for my kid
Just had a child and people have given us gift of cash for us to spend on her. Well, seeing as we have all we need for her I thought I should sock what are essentially her pennies and dollars away for...
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Maximum IRA contributions for 2009?
I am 64. I earn $25k a year. I also have pension and social security income. What is the maximum contribution I can make to a ROTH IRA and to a traditional IRA for 2009? If I can contribute to a...
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