Latest Financial Planning

Subject Author Posted Replies
 
Yahoo options not working correctly
I received the following email: "I understand that the current value of the options held in your portfolio are not being calculated correctly. I realize how frustrating this can be and apologize for a...
11 years ago
 
Fearless Freddies -- Bungee Jumping in New Economy (WSJ)
A very inreresting article. For those without a subscription to WSJ, here's a copy that I saved: paragraphs follow: In these uncertain times, most people are seeking protection and safety from the pro...
11 years ago 1
 
Now the Long Run Looks Riskier, Too (New York Times article by Hulbert)
Now the Long Run Looks Riskier, Too By MARK HULBERT New York Times, March 28, 2009 investors count on the stock market to produce handsome long-term returns? The conventional answer has been, emphatic...
11 years ago 11
 
Using options to protect positions in IRA??
Hello all, I have a rather sizable position in several mutual funds in my IRA. Some of the commodity funds have had nice moves already this year for example TGLDX (is a gold fund). I don't want to sel...
11 years ago 3
 
Anyone have experiance with a 401K Advisory service?
I ran across one of these websites while searching thru google for retirement fund options. I'm retiring soon and can leave my 401K where it is. Thought I might like to get a CFP's opinon on what's av...
11 years ago 3
 
Refinance dilemma
I currently have a mortgage of $495,000 with a rate of 5.875%. I can refinance now to a rate of 5.3%. Alternatively, I can pay off $78,000 in principal, bringing the mortgage down to $417,000, and a r...
11 years ago 14
 
Roth IRA Losses
As of right now, my wife and I have combined losses of $9,418 in our Roth IRAs. Our basis is $24K and the balance is $14,582. According to my understanding IRS Pub 590, we can claim that loss on line ...
11 years ago 4
 
Perfect Recipe for Inflation?
I have heard inflation described as "too many dollars chasing to few goods." Today I see the government and the Fed dumping trillions of dollars into the economy while, at the same time, companies are...
11 years ago 8
 
mortgage interest vs standard deduction
I've often seen this mentioned, but haven't worked the numbers. What's the impact of paying off a current $60k mortgage with respect to the itemized deductions ? sales tax - - - - - $2,300 real estate...
11 years ago 24
 
what to do with $230k payout
We are about to receive a $230k payout from an life insurnace trust... Suggestions on where to place it in this economy ? It's tough for anyone to say without knowing a whole lot more about you. Your ...
11 years ago 14
 
Adjusted Closing Prices
I've been downloading historical stock prices from Yahoo for an older version of a program. The data comes down in a csv file with the columns as follows: Date,Open,High,Low,Close,Volume,Adj Close I t...
11 years ago 3
 
Why does the govt control interest rates?
i find it very unfair and annoying that the govt has the power to set interest rates. The people who have saved money hoping to get a nest egg to work for them end up with the short end of the stick. ...
11 years ago 29
 
What to do with life insurance money?
My husband died a few weeks ago. He had about $40,000 in life insurance. I have about 350k in John Hancock "fixed" funds and another 220k in Vanguard balanced funds (66% bonds, 34% stocks) I have abou...
11 years ago 13
 
Bottom, Part II
Anybody interested in going out on a limb? -HW "Skip" Weldon Columbia, SC Well, when I asked this on my blog, Augustine kindly sent me this link shows some surprisingly high bear market rallies. I sti...
11 years ago 13
 
Are finance books tax deductible
I am a moderately active investor. I would like to know if purchases of financial books are considered deductible investing expenses. I also have a personal corporation. Perhaps it would be cleaner to...
11 years ago 2