Latest Financial Planning

Subject Author Posted Replies
 
Federal real-estate re-fi help program
According to today?s newspaper, the special Fannie Mae and Freddie Mac refinancing help will apply to investment properties and second homes, not just to owner-occupied primary residences. Reference: ...
11 years ago 2
 
What's in it for them?
Under the premise that understanding and avoiding scams is relevant to financial planning, I'd like to relate a story to this audience and then ask the question that appears in the subject line of thi...
11 years ago 9
 
Dow, adjusted for inflation, is at 1966 level
The year nineteen sixty six is not a typo. According to Larry Summers, adjusting for inflation, ``Earlier this week, the Dow Jones Industrial Average, adjusting for inflation according to the standard...
11 years ago 21
 
NY Times: Bargaining Down Medical Bills
Headlined in the online NY Times at [K]eep in mind that doctors, hospitals and medical labs are accustomed to negotiating. After all, they do it all the time with insurers. A hospital may have a dozen...
11 years ago 3
 
If foreclosure is so rare why is it a huge problem?
As of Jan 09, only one in every 54 households is experiencing foreclosure. Thay is hardly 2%, how can that cause an entire system to fail ? 1) Not every household has a mortgage. 2) Many mortgages tha...
11 years ago 3
 
Very sensible letter by Jeremy Grantham
Just one page of rather clear thoughts: personally share the same line of thinking as he does. Specifically, I do not believe in market timing, but I do believe in "market pricing". Which is refrainin...
11 years ago 7
 
Disputing credit history
An interesting experience. I checked my credit report and found two judgments on record against me. Both records actually represented a single default judgment of $240 based on a lawsuit that some guy...
11 years ago 3
 
How to Refinance?
Anybody have any advice on how/where to begin shopping? I purchased my home in 2003 for 113k with a 6.85% rate 30 year fixed; it's now valued at 199k (dropping). I know this is a broad question but th...
11 years ago 5
 
The Great Mcmansion Depression?
I am curious how laid off workers are coping in this recession given how little money they have saved? This recession is unprecedented as it was characterized by an explosion of consumption and materi...
11 years ago 3
 
CRAZY Bond Trades on InvestingInBonds
Any bond ticker I have looked at - such as the ones showing trades on - show really crazy trades for almost any bond. A typical pattern for one bond is as shows here: 02/27/2009 10:18:00 100.353 2.054...
11 years ago 3
 
repaying social security
Now that our assets are down 50% and nothing but doom & gloom predicted on the horizon, I am considering re-entering the job market at the age of 62. I'm currently retired & collecting social security...
11 years ago 9
 
Developing Lists of Bond Candidates
Is there a site that would let me search for corporate bonds that meet these criteria: - Bond and corporation behind it are A rated - Corporation behind bond trades as a public company - Bond comes du...
11 years ago
 
Application or Spreadsheet To Calculate Bond Returns
Does anyone have a software application that I could plug a CUSIP, a purchase price for a bond, and a commission, and have it spit back the details of 1) The initial costs to purchase the bond, includ...
11 years ago
 
About mortgage 'bailout'
Let's say Joe buys a house for 800k, then discovers he can't afford it. He puts it on the market, and learns he cannot sell it for more than 500k. Assuming he put 20% down, his mortgage is 640k, so he...
11 years ago 7
 
Definition of Liquidity
Liquidity = when you look at your brokerage statement and wet your pants! Gene E. Utterback, EA, RFC, ABA (Hopefully our esteemed moderator will allow a little humor onto the board) I think that visce...
11 years ago 10