I dislike QB online. It lacks many regular QB features and runs much more slowly. QB online backups require QB tech support. They make sure you do not think you can go back and forth effectively. This is because an online backup changes transactions such as paychecks, for example, so they do not work with payroll tax reports or returns. The warning message recently said it was a one time transfer, not the one-way transfer that it actually is, so I thought this might terminate our QB online account. It was like an airline not properly distinguishing between round trip tickets, one-way tickets and plane crashes.
I am switching many clients to Windows Terminal Server hosting. It gives us real QB, plus Open Office (a free Microsoft Office replacement) for $25 a month. We save more than this by not spending to,e transfering files back and forth to us, our clients and our Indian outsource Chartered Accountants (CPAs). We also save on not having to take turns or fix files that are not synchonized.