401k input suggestions

Ah, the multiple date and which date to use question. The important date in the Schwab account is the date the investment is bought. You might have a slight cash imbalance for a couple of days.

In my case I have four accounts dealing with a paycheck - Primary Bank, Secondary Bank, Credit Union and Vanguard 401K. If my paycheck is payable on the X of a month, I sometimes see that Vanguard has innvested funds up to three day's earlier then the check date (I assume they have the funds from my company). My Primary and Secondary Bank will always have the funds available of the morning of the check date while my Credit Union will always have the funds available the morning of the day before the date of my paycheck. I just use the date my Primary Bank uses as the date of the Quicken transaction.

Joe:

You may not be in the same situation as I, but I have to treat my 401(k) as a tax-deferred retirement account and not specifically as a 401(k) in order for Quicken 2007 Direct Connect to work.

That said, one drawback to deleting the downloaded transaction is that, *IF* you ever want to separate out your cash in a checking account, you'll have a lot of transactions that do not have posting dates, and will pop up on "match manually."

I am hoping that Schwab will eventually fix the glitch that prevents downloading into a Quicken 401(k) account.

Bob

Currently, I have a checking account that records my paycheck, and has manual transfers going to my Schwab 401k account and private 401k account. I would like to be able to use the automatic function when money posts to my Schwab account, but my paycheck goes haywire if I omit the money that comes in my paycheck. Currently when my $350 records automatically with Schwab, I reject it since it is already manually entered in.

Is there a better way for me to record this ? I'm concerned if I'm doing it incorrectly I might regret it down the road.