Bill Pay via Chase

I can't tell you why they don't accept ACH payments, but regarding "which I could have done in the first place," let me make the following two points:

1. Chase pays for the postage, not you.

1. You can take care of paying the bill when you receive it, but have the payment sent out no sooner than necessary. So you get the float on the money, and you can take care of bills that might come due while you are not at home--on vacation, business trip, etc.

Those two, especially point 2, are the reason why Quicken bill payment is so wonderful to me. And I don't really care whether the money goes out by check or ACH; the result is the same as far as I'm concerned.

Yes, indeed. It is so 20th century to manually pay bills, especially the reoccurring type. Actually writing out a check, digging up an envelope and postage? I THINK NOT!!!

I write checks to only two people, both of whom provide services here in my house. I give them the checks, so there's nothing to mail. And there's no issue of the payment not being due until later, so I don't mind doing this the few times a year that I do it.

I still use checks for birthday and Christmas gifts for my grandniece and grandnephews. I don't use e-mail E transfers because my bank charges the sender (me) a fee for such transactions. The fee is more than the cost of postage, envelope, and check. Am I cheap? A most definite YESS!!!

I wonder if when Chase creates and mails a physical check, can you see the actual image on your online account - like any other deposited paper checks ?

I can't speak for Chase, but assuming that they do the same as my bank, Bank America, does, the answer is no.

Actually creating and MAILING a PAPER check is so bloody archaic--positively 19th century!

I am a long time Chase on-line bill payer. The answer is, indeed, no.

Rich

With Wells Fargo you can see the actual image of the check -- front and back.

Interesting. USAA does show the check image when they have to cut a paper check. The money does not get removed from your account until the check is actually cashed.

"Sharxster"

we get it - you're a geezer with an attitude - now shut up and go away...

Just the opposite--only financial "geezers" rely on checks aside from the rarest of occasions.

Interesting. I'm surprised to hear that.

Perhaps so, but as far as I'm concerned, I don't care. It doesn't matter to me at all. I tell my bank to send some company or person x dollars and they do. How they do it is up to them, and the result is the same to me whether they do it with paper or by EFT.

it only started the last 6 months or so.