We live in a town of around 22,000 and I noticed that Utility Bills can be paid electronically using either an "auth to withdrawal" facility, or a credit card.
Not knowing all the logistics and/or fees that may be involved, I was wondering why the town does not also support the ACH bill payment type of transaction from various financial institutions like Chase, etc, since it can "withdraw" funds using the same "conduit" ?
Commony referred to as "Bill Payment" - I basically setup a Payee list with my Chase account, and electronically transfer funds to pay bills.
But for those Payees not able to accept ACH directly, then Chase actually cuts a physical check & mails it, which I could have done in the first place.
tnx for any info on ACH payments -