Using Quicken Deluxe 2006 (Q6) and have been now for 4 months.
Earlier this evening, I scheduled a payment out of checking account 2 (CK2) while on my bank's website (I don't use Q6 scheduled payments for my own reasons). The payment was scheduled for the 27th of this month. I also scheduled some payments from Checking account 1 (CK1).
Later when I opened Q6 and downloaded transactions for my two checking accounts, a transaction type of SENT with a lightning bolt showed up in my CK2 register dated 3/27/06. The payee was listed as the one I scheduled the bank payment to, the amount was correct and was deducted from my Q6 CK2 balance. I did not expect to see this until the bank issued the payment on 3/27 and entered it into the register at the bank and then wold show as a transaction on the next download. I went back into the bank site to see if I put a wrong date on the scheduled payment an perhaps find it in the transacition list - but it does not show up meaning it hasn;t been paid yet.
In reviewing doenloaded transactions for CK1, regular transactions were present and NO scheduled payments I set up for CK1 were downloaded. This is exactly what I would expect and what has been happening since I have been using Quicken - scheduled payments don't hit the transaction list at the bank until the bank pays them and thus don't get downloaded until they appear in the transaction list.
I tried to delete the transaction from CK2, but the messages Q6 gives me seem to say that Q6 thinks it set up the payment and now I must cancel it, and then when I exit Q^, it wants to send something that says the payment is canceled, but to whom ?
What gives here ? Is Q6 screwed up or did the bank err in telling Q6 about this scheduled payment ? HELP please