I have a IRA, and my sister is the named beneficiary. Next year I will be 70 so I've been investigating the RMD calculation. I've found the actuarial tables online to do the calculation but have been in discussion with someone who is telling me that my sister's age gets factored into the calculation also. The only situation where the beneficiary's age is a factor that I have found is when the beneficiary is a spouse more than 10 years younger. Am I missing something?
- posted
10 years ago