How to handle being in parent's marketplace plan but not being a dependent?

Apr 07, 2023 Last reply: 3 years ago 1 Replies

I'm doing my nephew's tax return which is entirely straightforward (all he has is a W-2) except for one thing:



  • Nephew is 25
  • Nephew is NOT a full-time student
  • Nephew is NOT anyone's qualifying relative (fails the gross income test) so nobody is claiming nephew as a dependent.
  • Nephew is covered under a healthcare marketplace plan that's in his father's name.

I initially said nephew was not in a marketplace plan since the policy isn't in his own name and he's not paying for it.



But when I efiled the return it was rejected because of Rule F8962-070 (nephew is in the IRS's database of people who have a marketplace plan).


From what I can tell I have to fill out Form 8952 for him to

resolve this. But nephew didn't get a 1095-A, though presumably his father did. Can I just have him get a copy of 1095-A from his father and enter the info from that? But won't that be problematic because presumably father will be putting 1095-A info on *his* own return? Or will he have to paper file in this situation?


Also, while not related to the 2022 return, nephew will need to get a plan completely in his own name once he turns 26 in 2023, right?


Thanks!


Turbotax updated its discussion of this just a few days ago. See if the following helps:

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If you want further help, please indicate whether there are amounts in Columns B and C of the parents' 1095-A form.

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