State Income Tax Refund Checks Still Good after Void Date on Check?

Mar 27, 2007 6 Replies

Can you still deposit/cash an Income Tax Refund check issued by the State AFTER the 180 days in which it states your check will be voided? I recently uncovered a State of NJ income tax refund check dated April 24, 2006. It is March 26, 2007 - almost a year old!! I have heard you can deposit a government-issued check within a year of the check date. Is this true? If so, please let me know and I will run over to the ATM tonight! Thank you guys! Joe



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The general rule is that after six months a bank can accept or reject a check, at its discretion. But if the check says on the face of it that it's not good after 180 days, I wouldn't chance it. Ask them to issue a new check. Stu

I've heard that banks charge outrageous fees when a deposit bounces. I'd go the safe route of having the state reissue the check. For an intermediate level of safety, call the state and ask.

-- Phil Marti Clarksburg, MD

If the check says void on it, it's void. Your bank may charge you a bad check fee for depositing it. Call the state and find out about issuing a replacement.

wrote

Clearly it's worth a try. But I wouldn't count on that money being there till it clears (give it two or three weeks to be sure). Or, why not call the state and ask. What's the worst they can say, "Nope, we'll have to issue you another check". Beats a bunch of NSF fees.

-- Paul Thomas, CPA snipped-for-privacy@bellsouth.net

I would ask your bank if they think the check will be honored and whether they will charge you if it is not. But all is not lost, if you contact the state, they will issue a replacement check. It will take them some time to confirm that the original hasn't been cashed (unless you return it to them), but they will issue a new one. Ira Smilovitz

can't - gov limousine liberal & the tax & spend junkies (legislature) have spent it long time ago void after 180 days - means take it seriously you will neet to ask for a new refund check

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-----> real address on hobokeni or hobokenx

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