It might be bogus, but not necessarily so. In fact that was exactly my point in the first place. I said it was easy to come up with evidence acceptable to the banks which shows that you live in a country when you don't actually live there at all.
Despite that, you cannot claim that such bills are bogus simply because the person doesn't hold a residence visa. Some countries don't even issue such things as residence visas. Many people have their homes in and live for long periods of time in countries while they are technically classed as visitors. If someone lives in a country for eleven months out of the year it would be misleading of them to claim to live anywhere other than the place where they spend the vast majority of their time. In these cases phone and electricity bills show the banks exactly what they want to see.
Give it up man. You're constantly moving the goalposts. The thread started off talking about HSBC and I provided documentary evidence which showed that HSBC accept utility bills. Then you decided you wanted to narrow it down to "a Swiss bank" so I gave you evidence of what Credit Suisse require. Now you apparently want to narrow it down to something else. You have failed to come up with a single shred of evidence to prove your claim that utility bills are unacceptable to any bank.
The fact is that documents such as electricity and telephone bills are the "industry standard" as far as evidence of a customer's address is concerned. I could come up with numerous other example of where this is the situation with banks all over the world. Your claims to the contrary are nothing but hot air.