I don't use a credit card, and whenever I have cause to speak to anyone at my bank, Lloyds, they try to encourage me to get one and use it instead of my debit card.
As you can imagine, repeated advertising in my face of something I don't
want, gets annoying.
Today I told the young man who was trying to sell a credit card that I do
not want one because I never get into debt.
He replied that someone who uses a credit card doesn't get into debt if
they "pay it off".
Surely this is misselling? EVERY use of a credit card involves getting a
I've noticed that there's a widespread belief among younger people that
you're not in debt unless the debt collectors are banging on your door or a
creditor has taken you to court.
I wonder which companies might have spread this idea round, eh?
So would there be any mileage in taping this kind of 'advice' from banks
and causing a scandal, does anyone think?
- posted 8 years ago