bond and floating charge ?

I had the above from 1972 assigned to bank A (not a problem) opened several accounts with bank B .A had an overdraft, B had money no overdraft nor was there to be any borrowing .The enevitable A found out about B and I was invited to choose ,I picked B I remortgaged my house an paid Bank A . However I later discovered Bank B had taken out .a bond and floating charge. I did not receive a copy of the documentation nor do I remember signing one .The only thing I can think of that the lawyer got it signed when I remortgaged house ,(which was done personally not as a limited company) I am now getting a second lawyer to get both bonds and floating charges removed. Why the second lawyer because first lawyer was paid to get bond and floating charge to Bank A removed ,which he said he had but never did .It has been stated by the manager of Bank B that the first lawyer got 98% of their business (cosy) and the only one on their approved list.(later found to be untrue) I have asked the bank for a copy of the form which was signed. Any idea how to get to the bottom what was done and why ?

Any thoughts or input would be most welcome

Ian

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Ianhre
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Crossposted to uk.legal

Serve subject access requests on all parties (max. £10 each). Check for any extra charges on the property by examining the deeds. The Land Registry should be able to give you information on property charges .

hth

Daytona

Reply to
Daytona

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